Banking That Serves Your World
NSB Money brings modern banking to individuals, whānau, businesses, and organisations across the Confederacy. Built on sovereign financial infrastructure — secure, accessible, and designed to grow with you.
Accounts
Banking Built Around You
Whether you're managing daily expenses, saving for the future, or running a business — NSB Money has an account designed for how you live and work.
For daily banking
Everyday Account
Your primary account for receiving income, making payments, and managing day-to-day finances. No monthly fees, real-time transactions, and full digital access.
- No monthly account fees
- Real-time payments & transfers
- Digital wallet integration
- Instant notifications
- Free ATM access across the Confederacy
For building your future
Savings Account
Earn competitive interest on your savings while maintaining full access to your funds. Purpose-built savings tools help you reach your goals faster.
- Competitive interest rates
- No minimum balance
- Goal-based savings buckets
- Automatic round-up savings
- Term deposit options available
For your enterprise
Business Account
A full-featured business account for companies, trusts, cooperatives, and organisations. Multi-user access, role-based permissions, and integrated reporting.
- Multi-user access & permissions
- Integrated invoicing
- Expense categorisation
- Business reporting & export
- API access for automation
Products & Services
Everything You Need to Move Forward
Beyond accounts — NSB Money provides the full suite of banking products you expect, built on sovereign infrastructure and delivered through a modern digital experience.
Debit & Credit Cards
Physical and virtual cards for everyday spending — with real-time transaction alerts, spending controls, and digital wallet integration.
Term Deposits
Fixed-term savings with guaranteed returns. Terms from 30 days to 5 years, with competitive rates and automatic renewal options.
Domestic Payments
Send and receive payments instantly across the Confederacy — between individuals, businesses, and institutions, 24/7/365.
International Payments
Send money across borders with transparent exchange rates and low fees — powered by the Confederacy's cross-border payment infrastructure.
Digital Banking App
Full banking functionality in your pocket — account management, payments, budgeting tools, and identity-verified access via the Identity Authority.
Consumer Lending
Personal loans and credit facilities with transparent terms — from small personal loans to home lending, assessed fairly and delivered digitally.
Digital Experience
Your Bank, Anywhere
The NSB Money app gives you full control over your financial life — from checking balances to making payments to managing savings goals. All secured by your sovereign digital identity from the Identity Authority.
Biometric login via Identity Authority
Access your accounts securely with your sovereign digital identity — no passwords to remember, no separate logins to manage.
Real-time transaction notifications
Know the moment money moves — instant alerts for every transaction, with spending insights and categorisation.
Goal-based savings tools
Set savings goals, track progress, and automate contributions — the app helps you build the future you want.
Everyday Account
$4,280.00
Send
Request
Whānau transfer
+$120.00
Market purchase
-$45.50
Savings round-up
+$3.20
For Organisations
Banking for Your Organisation
Every organisation in the Confederacy — from a whānau trust to a registered company — deserves banking that understands how it operates.
Multi-User Access
Role-based permissions so your team can do their work — with controls that protect your organisation.
Integrated Reporting
Financial reports, tax-ready exports, and real-time dashboards — all built in, no add-ons needed.
API Access
Connect your accounting, payroll, and operations systems directly to your accounts via standard APIs.
KYB-Verified
Your business account is backed by Know Your Business verification from the Registry Authority — trusted by every institution.
Ready to Open an Account?
Opening an NSB Money account is fast, secure, and identity-verified. You'll need your sovereign digital identity from the Identity Authority — and we'll take care of the rest.
Part of the Niisitapi Banking Ecosystem