Payments at Sovereign Scale
NSB Pay is the institutional payment system of the Confederacy — real-time settlement, merchant payments, financial institution connectivity, and developer APIs. Built for banks, fintechs, merchants, and payment operators.
24h Volume
$847.2M
+12.4%
Transactions
1,284,391
+8.1%
Avg Latency
42ms
-3ms
Uptime
99.997%
30d
Recent Settlement Batches
Core Infrastructure
The Payment Rails That Power the Confederacy
NSB Pay operates the real-time gross settlement system, automated clearing house, and securities settlement infrastructure — the backbone of every payment in the Confederacy's financial system.
RTGS
Real-Time Gross Settlement
Real-time settlement of high-value payments between financial institutions. Final, irrevocable settlement in central bank money — the highest standard of payment finality.
- Instant final settlement
- Central bank money
- Liquidity savings mechanisms
- Queue management & prioritisation
ACH
Automated Clearing House
Batch processing of retail payments — salaries, benefits, bill payments, and direct debits. Efficient net settlement with multilateral netting to optimise liquidity.
- Batch & continuous processing
- Multilateral netting
- Direct debit infrastructure
- Same-day settlement cycles
DVP
Securities Settlement
Delivery-versus-payment securities settlement — ensuring that securities and funds move simultaneously, eliminating settlement risk for all market participants.
- DVP Model 1 settlement
- Central securities depository link
- Corporate action processing
- Collateral management integration
Participant Services
Connect to the Payment System
NSB Pay provides connectivity for every type of financial institution — from major banks to fintechs to government payment operators. One system, many participants, shared infrastructure.
Banks & Credit Unions
Direct participation for licensed deposit-taking institutions — full access to RTGS, ACH, and securities settlement infrastructure.
Fintechs & PSPs
Indirect access and sponsorship arrangements for payment service providers, fintechs, and non-bank payment operators.
Cross-Border Operators
Connectivity for international payment operators, remittance providers, and correspondent banking relationships.
Government & Authorities
Dedicated access for the Treasury, public authorities, and government payment operations — benefit disbursement, tax collection, and institutional flows.
Developer Platform
Build on NSB Pay
Modern REST APIs, webhooks, and SDKs — everything developers need to integrate payment capabilities into their applications. Built on ISO 20022, secured by the Identity Authority, settled through NSB Pay.
// Initiate a real-time payment via NSB Paycurl -X POST https://api.nsb-pay.confederacy/v1/payments/initiate \-H "Authorization: Bearer $NSB_PAY_API_KEY" \-H "Content-Type: application/json" \-d '{"amount": "150000", "currency": "NSC", "debtor_identity": "did:nsn:citizen:8a7b3c...", "creditor_identity": "did:nsn:entity:2f4e6d...", "reference": "INV-2026-0842", "priority": "instant"}'
REST APIs
Standard RESTful endpoints for payment initiation, status查询, account verification, and reporting.
Webhooks
Real-time event notifications for payment status changes, settlement confirmations, and exceptions.
SDKs
Native SDKs for common languages — integration in hours, not weeks, with comprehensive documentation.
Identity Auth
All API access secured by Identity Authority credentials — cryptographic authentication, no API keys to manage.
Merchant Services
Accept Payments Anywhere
Everything a business needs to accept payments — in-store, online, or in-app. Settled through NSB Pay rails, verified by the Identity Authority.
In-Person
Terminal SDKs, QR code payments, and NFC acceptance — settle in real time through NSB Pay infrastructure.
Online
Hosted checkout, embedded payment pages, and API-driven payment acceptance for e-commerce and digital services.
In-App
Native mobile SDKs for iOS and Android — seamless payment experiences within your own application.
Merchant settlement
Next-day settlement · 0.35% flat fee · No monthly charges
Compliance & Oversight
Regulated by the Monetary Authority
NSB Pay operates under the Payment Services, Digital Money and Electronic Value Act and the Financial Market Infrastructure and Settlement Finality Act — ensuring that every transaction meets the highest regulatory standards.
AML/CFT
Anti-Money Laundering
KYC/KYB
Identity Verification
Sanctions
Sanctions Screening
Finality
Settlement Finality
PFMI
PFMI Compliance
Connect to NSB Pay
Whether you're a bank seeking direct participation, a fintech building the next payment experience, or a merchant ready to accept payments — NSB Pay is the infrastructure that connects you to the Confederacy's financial system.
Part of the Niisitapi Banking Ecosystem