Niisitapi Sovereign Bank
The Confederacy's sovereign banking institution — secure financial infrastructure and banking services for individuals, whānau, businesses, organisations, and financial institutions. Operating under the constitutional mandate of the Monetary Authority.
Choose Your Access Point
The Bank operates through three specialised divisions. Select the division that matches your needs — individuals and whānau, businesses and institutions, or those requiring sovereign digital asset custody.
NSB Money
Accounts, savings, lending, and digital banking for individuals, whānau, businesses, and organisations.
Access NSB MoneyNSB Pay
Payment infrastructure, settlement services, merchant payments, financial institution connectivity, and developer APIs.
Access NSB PayCustody Authority
Sovereign custody services for digital assets, reserve assets, tokenised assets, and institutional custody — built on secure, modern infrastructure.
Access Custody AuthorityFive Portals, One Banking System
Every user type enters the sovereign banking system through a dedicated portal — designed for their specific access requirements, security profile, and use case. All portals operate on shared compliance and settlement infrastructure.
Payment Rails
Core infrastructure for authorised operatorsDirect access to the Bank's real-time payment and settlement infrastructure.
Open Banking
APIs for developers and fintechsStandardised APIs enabling customer-authorised data sharing and payment initiation.
Cross-Border
International trade and remittancesCross-border payments, foreign exchange, and correspondent banking services.
Merchants
Payment acceptance for businessesMerchant payment processing — accepting payments across the Confederacy and internationally.
Financial Institutions
Banks, credit unions, and FIsWholesale banking, nostro accounts, and correspondent services for licensed financial institutions.
Compliance Infrastructure Underpinning Every Transaction
All divisions and portals operate on shared compliance services — ensuring the highest standards of financial integrity, customer protection, and regulatory compliance are maintained consistently across the entire banking system.
AML
Anti-Money Laundering
Detecting and preventing illicit funds from entering the financial system.
KYC
Know Your Customer
Identity verification at onboarding and continuously throughout the relationship.
KYB
Know Your Business
Verifying legitimacy, beneficial ownership, and risk profile of business customers.
Sanctions
Sanctions Screening
Comprehensive screening against domestic and international sanctions regimes.
Fraud
Fraud Prevention
Real-time transaction monitoring and fraud detection across all payment channels.
Constitutional Authority
The Bank is established under the Constitution and enabling legislation — its mandate, powers, and governance defined by law, not executive discretion.
Prudential Supervision
The Monetary Authority sets and enforces capital adequacy, liquidity, risk management, and conduct standards for the Bank — ensuring safety and soundness.
Public Accountability
The Bank publishes audited financial statements, annual reports, and disclosure statements — ensuring transparency and accountability to the people of the Confederacy.
Secure Financial Infrastructure for the Nation
The Niisitapi Sovereign Bank exists to serve the financial needs of the people and institutions of the Confederacy — built on constitutional mandate, operating under independent supervision, designed for permanence.